Demedici Finance is a digital bank account and card — with instant cards, real-time controls, and team access built in from day one.
One account. Cards, balances, controls, and money movement — designed the way banking should have worked all along.
Open your account and your virtual card is ready immediately. Add it to Apple Pay, Google Pay, or Samsung Pay — no waiting on the mail.
InstantA Demedici card follows in the mail at no cost — same account, same balance, ready to use anywhere.
FreeAn FDIC-insured account with real routing and account numbers — ready for direct deposit from day one.
Core accountSet limits, lock cards to specific merchant categories, cap spend by day or transaction, and approve or decline in real time as a purchase happens.
Dynamic controlsMove money in and out of your account in real time, with no multi-day settlement delay.
Real-timeIssue cards to an entire team, each with its own limits and permissions, under one master account.
Team managementRoute purchases above a set threshold for manual review before they authorize — not after.
Real-timeEvery card, account, and transaction in one place — searchable, exportable, and built for finance teams who need answers fast.
DashboardSet aside a little with every deposit or purchase, automatically — no extra steps, no separate app.
Set & forgetName, address, date of birth — the basics any bank needs.
A quick, secure check to keep your account safe.
Link an existing account or set up direct deposit right away.
Your Demedici card and account are ready to use immediately.
No branch visit, no paperwork, no multi-day wait — your account and card are ready the same day.
Lock a card, cap spend, or approve a purchase in real time — all from your phone, no calling support.
Add teammates and issue them their own cards under your account, with their own limits, whenever you need to.
"I opened my account on my lunch break and had a working virtual card before I finished eating. Never happened with my old bank."
"Locking my card the second I misplaced it, right from my phone, is the feature I didn't know I needed until I had it."
"Giving my two employees their own cards with their own limits took minutes, not a trip to a branch."
Yes. There's no fee to open an account, no minimum balance, and no monthly maintenance fee.
Your virtual card is ready the moment your account is approved — usually within minutes. A physical card follows in the mail at no cost.
Yes. You can issue individual cards to teammates or employees, each with its own spend limit and permissions, all under your account.
Yes, instantly, from the app — along with setting spend limits or restricting where a card can be used.
Your funds are held at our FDIC-insured partner bank and are insured up to the standard limit, with encryption and real-time fraud monitoring on every account.
No. Your data is never sold to advertisers or third parties.
No branch visit, no paperwork, no waiting in line.